Premium Subsidy Calculator

Estimate your ACA Premium Tax Credit based on income, family size, and location.

Estimate your ACA Premium Tax Credit based on income, family size, and ZIP code. Uses the second-lowest Silver plan in your area as the benchmark. Eligibility requires income between 100% and 400% of the Federal Poverty Level. This is an estimate only—use Healthcare.gov for official eligibility and enrollment.

Your Information

ZIP Code

Household Income (annual MAGI)

Family Size

Your Age

Tobacco user (higher premiums)

Subsidy amount is the same regardless. Tobacco use affects the actual premium you pay when enrolling in a specific plan.